P&C serves corporates and consumers across property, casualty and specialty. Life focuses on capital‑light protection. In the U.S., Zurich provides services to the Farmers Exchanges but does not own them, generating fee-based income with low volatility.Strong profitability and capital support ongoing investment in specialty growth and digital capabilities.
Zurich’s advantage is clarity: selective growth in specialties and middle market, careful cat exposure, and a durable Farmers fee stream.If you want to learn “technical underwriting” in practice, Zurich is a solid choice with close ties between underwriters, risk engineering and claims.
Zurich is a disciplined global insurer with sizable P&C and Life franchises and a services relationship to the U.S. Farmers Exchanges (via Farmers Group, Inc.).The 2025–27 plan emphasizes middle market, specialties and protection, building on record profitability and strong solvency.